Their dream was to purchase their first home and learn how to
manage it as an asset. They achieved mortgage readiness in terms
of credit and income-to-debt ratios, but because affordable
properties are very limited, read more...
I am a 47-year-old city resident who has abused drugs and other substances
for twenty-four years; all of those years were as an intravenous drug
addict, heroin being my drug of choice. My life was in a state of
disarray and imminent decay. read more
